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The Help to Save scheme gives low-income earners a savings boost, giving eligible Universal Credit claimants a 50% Government bonus on the highest balance they build over time – worth up to £1,200 across four years.
It’s designed to help you build a small emergency buffer at your own pace, with flexible deposits from £1 up to £50 a month and the option to withdraw if needed, while still keeping the bonus based on the peak amount you’ve managed to save.
The Help To Save Scheme is only only until April 2026.
Click here to apply for the scheme
Or you can call the HMRC Help To Save number 0300 322 7093